Welcome to Champion Street, a rare & flexible opportunity in Oakland's desirable Dimond District! This fully VACANT, move-in ready home offers unmatched versatility functioning as a spacious single-family residence or true duplex, ideal for multi-gen living, rental income, or live/work. Upstairs, enjoy a bright 2BR/1BA with stylish updates, hardwood floors, fireplace, dining area, & abundant natural light. Downstairs, a large 1BR/1BA exudes vintage charm with exposed beams, a full kitchen, laundry, & generous living space. The two levels are connected by an internal staircase, providing both seamless flow & privacy as needed. Step outside to a lush, private garden oasis with mature fruit trees, flourishing plants, & a patio perfect for entertaining. Exceptional walkability puts you steps from Fruitvale's vibrant corridor, including Farmer Joe's Marketplace (a beloved community anchor), plus coffee at Peet's, fresh baked goods from La Farine, meats from Wayland's Meat Market and more. Quick access to Hwy580 & CA-13 connects you to frequented destinations like Jack London Square, Lake Merritt, & downtown Oakland, in under 10 minutes. This home qualifies for a competitive loan program: 3% down, no PMI, & below-market rates. Rare, flexible, move-in ready don't miss this Oakland gem!